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APR
(Purch): 15.90% Variable *
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Annual
Fee: $39**
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Orchard Bank MasterCard
Classic
The Orchard Bank MasterCard Classic, issued by HSBC
Bank Nevada, N.A., is designed for those with
average or a limited credit history who do not wish
to secure a credit card account with a deposit, as
this is often the case with a secured card. Although
the card can help those with a limited credit
history build towards a positive and solid credit
history (assuming payments are made on time), it
does have several costly factors that should be
considered before applying. The interest rate is
reasonable for this type of card, but can be costly
for anyone planning on carrying a large balance.
There is an annual fee that ranges from $39 - $79,
which is about average for this type of...
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