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Vision Premier(SM) Prepaid Visa® Card
Issued by The Bancorp Bank
Overall Rating

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Apply Online for Vision Premier(SM) Prepaid Visa® Card.
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Review
The Vision Premier(SM) Prepaid Visa® Card is ideal for people who are finding it difficult to obtain a secured or unsecured credit card or who are in need of another option when making purchases.

Based on an identification check, applicants can be issued a personalized card. Also, cardholders will have access to a rewards program where they earn rewards at the rate of one point per dollar spent. Points are redeemable for wireless airtime minutes; 200 points = 1 minute of prepaid wireless airtime.

As with any prepaid credit card, this one is not without its fees and regulations. To participate, you must pay a weekly fee of up to $0.95 unless you are on direct deposit and the weekly fee is automatically waived, and a one-time activation fee of $9.95 which can be rebated when you sign-up for direct deposit. Additionally, you'll be charged $1.95 for withdrawing cash from ATMs and $0.95 for making purchases using your PIN. Total fees can amount to at least $101.35 your first year.

To keep using your prepaid card, you have to keep loading it. Reloads are free using direct deposit or can cost you up to $5 at retail locations. The good news is that Bancorp Bank offers more than 100,000 retail locations where the Vision Premier(SM) Prepaid Visa Card can be reloaded, including Western Union®, PayXone™, ACE Cash Express and MoneyGram®.

With the Vision Premier(SM) Prepaid Visa®, cardholders will have access to card benefits that include the added protection of the Visa® Zero Liability policy which makes using the card safer than carrying cash. Cardholders will also have the convenience of online shopping, online bill pay, and around the clock access to millions of ATMs to get cash whenever it's needed.

*See terms and conditions for complete details.
Updated: 2009-04-01 00:00:00
 
Note: The review on this card was updated on April 01, 2009. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
Specifics
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Card Category: Pre-Paid

Introductory Rate : No introductory rate available.

Time Period N/A.

Applied Towards :None

Introductory Rate Details : n/app

APR (Purchases) : No APR

Annual Fee : $0.00

Annual Details : n/app

Reward Program Details

Expiration :n/a

Yearly Limit : n/a

Points per Dollar Spent : 1 Point

Point Details : Cardholders can redeem points for wireless airtime. 200 points = 1 minute of airtime.

Additional Points : None

Perks / Notations

Additional Perks

Various Internet account related services.
Free account balance alerts.
Visa® Zero Liability policy.
Free direct deposit.
See website for additional benefits.

Important Notations

*First year fees total at least $101.35.
See website for complete terms and conditions of card usage and application disclosure.

Additional Information

Apply Online for Vision Premier(SM) Prepaid Visa® Card.

See other cards issued by The Bancorp Bank

Category: Vision Premier(SM) Prepaid Visa® Card by The Bancorp Bank
 
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