 Most
Selected Credit
Cards |
| Business Credit Card | |
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AMEX Platinum Business Credit Card |
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| Annual Fee: $0 | |
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| Rewards Credit Card | |
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Citi Diamond Preferred Rewards Card |
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| Annual Fee: $0 | |
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| Secured Credit Card | |
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Orchard Bank MasterCardŽ Classic |
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| Annual Fee: $39** | |
| Terms & Conditions | |
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| Ultra VX Visa® Card Issued by New Millennium Bank |
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| Review | |||||||||
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The Ultra VX Visa® Card, issued by New Millennium Bank, is a stored value card designed for those who are looking for an above average secured card that also offers a reward program. Most often, secured credit cards do not have any additional perks or benefits; however, this card does provide a rewards program. Cardholders receive one point per dollar spent on purchases. Points can be redeemed for travel rewards with Southwest Airlines, American Airlines, jetBlue, Marriott, and more. Although there is no annual fee, there is an account set up fee of $29.95. There is also a monthly participation fee of $6.95 that amounts to $83.40 annually. In total, cardholders can expect to pay $113.35 in fees during their first year. The most unique feature of the card is the Credit-On-Demand™ option. Credit-On-Demand™ allows cardholders to increase their credit limit up to $25,000. Through the Credit-On-Demand™ feature cardholders are able to determine their credit limit by the amount of funds that are deposited into the cash balance of the account. Funds deposited into the cash balance of the cardholder account can be moved to the secured balance by making a purchase or moving the money to the secured balance. Advance payments can also be funded directly from the cardholder's paycheck or cardholders can load the card in person at 100,000 retail transfers. Therefore, those who are looking for an above average secured card that also offers a reward program and would like a card with limited fees may find the Ultra VX Visa® Card to be a beneficial option. |
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Updated:
2009-04-01 00:00:00 |
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Note:
The review on this card was updated on April 01, 2009. The review is believed to be accurate during the
update, however, information posted may have changed since the
update. We strongly suggest that you carefully read the Terms
and Conditions statement that accompanies the credit card application. |
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| Specifics | |||||||||
| Not sure what something means? Simply click on the category name for a pop-up definition! | |||||||||
| Card Category: Secured | |||||||||
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