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Miles by Discover® Card
Issued by Discover
Overall Rating

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Apply Online for Miles by Discover® Card.
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Review
The Miles by Discover® Card, issued by Discover, is designed for those with very good credit who plan to take advantage of the travel reward program.

Through the reward program, cardholders earn double miles on up to $3,000 in travel and restaurant purchases and one mile for every dollar spent on general purchases. Earned miles can be redeemed for airfare or reduced airfare on most major U.S.-based airlines with no blackout dates. Miles can also be redeemed for gift cards from 50 brand-name partners or cash. Cardholders earn 1,000 bonus miles in every month that they make a purchase during the first year of cardmembership for up to 12,000 bonus miles. There is a maximum of 60,000 miles that may be accumulated per year, but miles will not expire as long as the account remains active within a 36-month period.

In addition, the card offers platinum benefits that include auto rental insurance, up to $500,000 in travel accident insurance, and various Internet account related services.

The Miles by Discover® Card has a 0% introductory rate on purchases and balance transfers for six months with no annual fee. The APR for this card is reasonable, although it is important to note that only higher qualifying applicants will receive the lowest rate available.

Therefore, those who plan to take advantage of the introductory rate and the reward program will benefit most from what the Miles by Discover® Card has to offer.
Updated: 2009-04-01 00:00:00
 
Note: The review on this card was updated on April 01, 2009. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
Specifics
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Card Category: Reward - Travel

Introductory Rate : 0.00%

Time Period 6 Months

Applied Towards :Purchases, Balance Transfers

Introductory Rate Details : There is a 0% introductory APR* on purchases and balance transfers for 6 months. See terms and conditions for complete details.

APR (Purchases) : 10.99% Variable

Annual Fee : $0.00

Annual Details : None

Reward Program Details

Expiration :None (Account inactivity for more than 18 months could result in the forfeiture of some or all of the Cashback Bonus®.)

Yearly Limit : None

Miles Per Dollar Spent : 1 Mile

Mile Details : Miles can be redeemed for airfare or reduced airfare on most major U.S.-based airlines with no blackout dates. Miles can also be redeemed for gift cards from 50 brand-name partners or cash.

Additional Miles : Earn double miles on up to $3,000 in travel and restaurant purchases.

Perks / Notations

Additional Perks

Various Internet account related services.
Up to $500,000 in travel accident insurance.
Auto rental insurance.
Fraud and security protection services.
See website for additional benefits.

Important Notations

*The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 10.99% - 18.99%.
See website for complete terms and conditions of card usage and application disclosure.

Additional Information

Apply Online for Miles by Discover® Card.

See other cards issued by Discover

Category: Miles by Discover® Card by Discover
 
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